Scott Simmons -State Farm Agent

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Scott Simmons -State Farm Agent
1809 Cliff Drive
Suite A
Santa Barbara, CA 93109-1649
Phone: (805) 965-8934
Fax: (805) 963-8985

License Number: 0693366
Office Hours:
Mon-Fri 9:00am to 5:00pm
Open During Lunch
After Hours by Appointment

#1 in Renter’s Insurance
You may not own the place where you live, but you still need insurance protection.

State Farm® renters insurance is for anyone who rents a home, be it a house or an apartment.

Renters insurance can protect your personal property against fire, theft and vandalism.

Renters insurance doesn't just help provide coverage for everyday necessities like furniture and clothes. It also helps protect theft-prone valuables like your laptop and bike - wherever you take them.

If something like a fire makes your home uninhabitable, State Farm covers the increased costs of a place to live until you can move back in.

We can replace personal belongings at replacement value - not the depreciated value.

Renters insurance can help protect you in case of a liability lawsuit against you.

This could occur in a situation where you are held responsible for:

Injury to another person
Damage to another person's property.
Whether the incident occurred within your rented residence, or elsewhere.

You may be eligible for premium discounts on both renters and auto insurance when you purchase both policies from State Farm. Not available in some states or provinces.

Renters Insurance Discounts
Multiple Line Discounts:
When you purchase your renters and auto insurance from State Farm you could be eligible for premium discounts on both policies.

With the Auto and Renters discount, typically you can cover your auto and get $10,000 renters coverage for only about $1 to $2 per month more than for just auto coverage alone.

Home Alert Discounts:
You may qualify for premium discounts for having such devices as fire or smoke detectors, or burglar alarms.

Not available in some states or provinces.

In addition, you may be able to lower your premiums with higher deductibles.
Higher deductibles lower your premium but increase the amount you must pay out of your own pocket if a covered loss occurs. Ask yourself how much you are willing to pay in order to save on premium.
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